Daniela Kujavo is a Strategic Capital Advisor and former Vice President of Commercial Lending with over two decades of experience operating inside the U.S. banking system. She has worked on both sides of the table—structuring and approving complex transactions ranging from $5M to over $150M—giving her a rare ability to think like a credit committee while advising clients in real time. Today, she operates at the intersection of business strategy, financial structure, and capital execution, helping entrepreneurs, investors, and families move forward with clarity and certainty instead of guesswork.

What sets Daniela apart is her ability to diagnose why deals fail before they reach a lender—and fix them at the root. Acting with an Interim CFO mindset, she helps clients organize their financial structure, uncover hidden borrowing capacity, and align their business decisions with how capital is actually evaluated. She specializes in working with self-employed individuals, business owners, and complex financial profiles, translating real-world cash flow into approved capital while protecting liquidity and long-term positioning.

Her work goes beyond securing financing. Daniela builds the financial architecture behind growth—whether that means stabilizing cash flow, structuring acquisitions, preparing a company for expansion, or repositioning a client to become “bankable.” From startup launch strategies to commercial real estate, SBA lending, and global borrower solutions, she ensures that capital is used as a tool for control, not risk.

As a speaker, Daniela delivers practical, high-impact insights on how capital truly works behind the scenes. Her sessions are focused on helping audiences understand how to think like lenders, structure like strategists, and make financial decisions that hold up under real scrutiny. She is known for cutting through noise, simplifying complex financial concepts, and giving professionals the clarity they need to grow with confidence.